:root{--bg:#f4f6fb;--card:#fff;--ink:#1c2333;--mut:#6b7488;--pri:#2f6bff;--red:#e5484d;--amb:#f5a524;--grn:#2fb26a;--blu:#3b82f6;--bd:#e3e7f0;--r:14px}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--ink)}
header{background:linear-gradient(135deg,#2f6bff,#6a4cff);color:#fff;padding:18px 20px}
header h1{margin:0;font-size:22px}header p{margin:4px 0 0;opacity:.85;font-size:13px}
main{max-width:980px;margin:0 auto;padding:16px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-bottom:14px}
.card{background:var(--card);border-radius:var(--r);padding:14px 16px;box-shadow:0 1px 3px rgba(20,30,60,.06);border:1px solid var(--bd)}
.card .k{font-size:12px;color:var(--mut);text-transform:uppercase;letter-spacing:.04em}.card .v{font-size:20px;font-weight:700;margin-top:4px}.card .s{font-size:12px;color:var(--mut)}
.banner{border-radius:var(--r);padding:12px 16px;margin-bottom:14px;background:#fff4e5;border:1px solid #f9d79b;font-size:14px}
.banner.bad{background:#fdecec;border-color:#f5b5b7}.banner b{display:block;margin-bottom:4px}
.bar{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:12px}
input,select,textarea{font:inherit;padding:9px 11px;border:1px solid var(--bd);border-radius:10px;background:#fff;color:var(--ink);width:100%}
.bar input{flex:1;min-width:160px;width:auto}.bar select{width:auto}
button{font:inherit;border:0;border-radius:10px;padding:9px 14px;cursor:pointer;background:#e9edf7;color:var(--ink)}
button.p{background:var(--pri);color:#fff}button.d{background:#fdecec;color:var(--red)}button.g{background:#e6f7ee;color:#167a44}button.sm{padding:6px 10px;font-size:13px}
.loan{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:14px 16px;margin-bottom:10px;display:grid;grid-template-columns:1fr auto;gap:8px}
.loan .nm{font-weight:650;font-size:16px}.loan .meta{font-size:13px;color:var(--mut);margin-top:2px}
.loan .amt{text-align:right;font-weight:700}.loan .amt small{display:block;font-weight:400;color:var(--mut);font-size:12px}
.prog{height:6px;background:#eef1f7;border-radius:4px;overflow:hidden;margin-top:8px;grid-column:1/-1}.prog i{display:block;height:100%;background:var(--grn)}
.acts{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:6px}
.badge{display:inline-block;font-size:11px;font-weight:700;padding:3px 8px;border-radius:999px;margin-left:6px;vertical-align:middle}
.b-overdue{background:#fdecec;color:var(--red)}.b-soon{background:#fff4e5;color:#b46a00}.b-upcoming{background:#e8f0ff;color:#1d4fd8}.b-paid{background:#e6f7ee;color:#167a44}
.empty{text-align:center;color:var(--mut);padding:40px 10px;background:#fff;border-radius:var(--r);border:1px dashed var(--bd)}
dialog{border:0;border-radius:18px;padding:0;width:min(560px,94vw);box-shadow:0 20px 60px rgba(0,0,0,.25)}dialog::backdrop{background:rgba(15,20,35,.45)}
.dh{padding:16px 18px;border-bottom:1px solid var(--bd);font-weight:700;display:flex;justify-content:space-between}.db{padding:16px 18px;display:grid;gap:10px}.df{padding:12px 18px;border-top:1px solid var(--bd);display:flex;gap:8px;justify-content:flex-end;flex-wrap:wrap}
.row{display:grid;grid-template-columns:1fr 1fr;gap:10px}label{font-size:12px;color:var(--mut);display:grid;gap:4px}
table{width:100%;border-collapse:collapse;font-size:14px}td,th{padding:6px;border-bottom:1px solid var(--bd);text-align:left}
.toast{position:fixed;bottom:20px;left:50%;transform:translateX(-50%);background:#1c2333;color:#fff;padding:10px 16px;border-radius:10px;opacity:0;transition:.3s;pointer-events:none}.toast.on{opacity:1}
footer{text-align:center;color:var(--mut);font-size:12px;padding:20px}
@media(max-width:560px){.row{grid-template-columns:1fr}.loan{grid-template-columns:1fr}.loan .amt{text-align:left}}
.auth{max-width:400px;margin:40px auto;background:#fff;border:1px solid var(--bd);border-radius:18px;padding:24px;box-shadow:0 10px 30px rgba(20,30,60,.08);display:grid;gap:12px}
.auth h2{margin:0;font-size:20px}.auth .tabs{display:flex;gap:6px}.auth .tabs button{flex:1}.auth .msg{font-size:13px;padding:8px 10px;border-radius:8px}
.msg.err{background:#fdecec;color:var(--red)}.msg.ok{background:#e6f7ee;color:#167a44}.link{background:none;color:var(--pri);padding:0;font-size:13px}
.userbar{display:flex;gap:10px;align-items:center;justify-content:space-between;flex-wrap:wrap}.userbar span{font-size:13px;opacity:.9}
.userbar button{background:rgba(255,255,255,.18);color:#fff}.hidden{display:none!important}.sync{font-size:12px;color:var(--mut);margin-left:auto}